Question by teepetlhw: Can you help me understand these Japanese insurance terms?
I will be studying in Japan this summer, but not long enough to warrant a student visa or international student eligibility for Japan’s National Health Insurance, so I’m required to get my own health insurance that covers 15 million yen in “Injury Death” and 5 million yen in “Injury Treatment”, “Sickness Death”, “Sickness Treatment”, and “Rescuers Expense”.
These terms don’t match up to any policy I can find.
I can find things like Lifetime Maximum Benefits, Pregnancy Coverage, Policy Year Maximum Benefits, Basic Medical, Supplemental Major Medical, Fees for Diagnosis/Treatment, Hospital Charges, Laboratory/Diagnostic/X-ray, Outpatient Prescription Drugs, Durable Medical Equipment, Hospital Room & Board, Intensive Care, Mental Disorders, Drug/Alcohol Abuse, Motor Vehicle Accident, Ground Ambulance, Injuries to Sound Teeth, Accidental Death & Dismemberment, Medical Evacuation and Repatriation of Remains.
It seems like “Accidential Death and Dismemberment” oughta be what covers both “Injury Death” and “Sickness Death”, but I can’t find anything anywhere close to 15 mill yen (about $ 150,000 usd), so I’m thinking maybe they lump in some other stuff like repatriation and hospital fees, but I’d like to see some actual definitions.
“thecheapest”‘s answer gave a common sense explanation for what the terms might be, which doesn’t really help. I have common sense. I’d like a translation of these Japanese benefit terms to American benefit terms like the ones I listed in the paragraph that starts with “I can find things like…”

$ 150,000 benefits for accidental death and dismemberment is unheard of, so “injury” death must include something else, or else dying in Japan is exceptionally expensive.

Best answer:

Answer by thecheapest902
“Injury Death”; money to pay to your family when you get injured and died as a result.

“Injury Treatment”: money to pay to you as its cost when you get injured and get treatment

“Sickness Death”:money to pay to your family when you get sick and died as a result.

“Sickness Treatment”: money to pay to you as its cost when you get sick and get treatment

“Rescuers Expense”: money to pay to your family if they need to come to you as emergency

Answer by Leftcoast USA
If you already have health insurance, there usually is international coverage, just that you have to pay the full medical bill up front and put up with a reimbursement that may only take forever. So travel insurance is what you want to get. You can get a policy from an American issuer or a Japanese issuer.

http://www.hthtravelinsurance.com/1_benefits_exc.cfm
http://vivavida.net/en/plan/meds.html

The Japanese Viva Vida policy has exactly the coverage you need, but the premium is five times as high for a one-year-long coverage.

But life insurance makes no sense if you have no dependents (children or maybe spouse), so you might as well just ignore that part if you aren’t even married.

Most of both injury and sickness treatment translate to basic medical. Injury death would translate to the accidental death & dismemberment, but sickness death would not.

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Question by Sky: Why do some prescription drugs have some really adverse effects on people?
I just came out of kidney surgery yesterday for stones–twice this year alone–and the drugs I’m on have made me really jumpy, nervous, wiped out, and just too energetic for my tastes.

Why am I feeling like this? Is it because I don’t have the same tolerance to meds as some people do, or is it because I lack that “addiction” factor that sometimes pops up with blatant drug abuse?

Thanks.

(Yes, they put a stent in me.)

Best answer:

Answer by rick29148
Nothing is perfect, everything is a compromise. The drug(s) have a side affect, and your doctor has decided that the side affect is not bad enough to have you stop taking it. I has in a truck wreck 5-1/2 years ago, and there were some internal injuries. One of my daily meds is a super niacin pill for spleen damage. If I don’t take it with an asprin at the right time, it will make my skin turn red and try to crawl up my back….not terrible, but not my idea of a good time. Doc says it’s the only med available to keep the spleen producing the white blood cells I need, so, I take the pills. Ask your doc, maybe there is another med you can take that will do the same thing without the side affects… Good Luck.

Answer by Susan Yarrawonga
Prescription drugs are regarded as invasive alien substances by our bodies that reject them and the side effects are basically protests by our bodies.

Unfortunately, we sometimes or even often need prescription medication as it usually works much faster than natural medication which often fails to overcome the relevant medical problem. Natural medication sometimes helps a bit but often not enough so then you have to take prescription medication which is rarely without side effects.

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Question by Lauren Luxe: What is your opinion on medical marijuana?
Do you believe it is helpful or destructive? Do you think it is beneficial or dangerous? Do you think it helps solve more problems than it creatives? Do you think it actually destroys white matter in your brain? Do you believe that brain cells are not capable of producing more brain cells?

There are many different views on the issue regarding medical grade marijuana.
A lot of published online reports contain falsified information to persuade people in order to create this idea that may not necessarily be true.

In your opinion, what is the best way to legalize marijuana?

And on that topic, what do you think will happen to all the other “addicts” who wish to legalize their own “drug of choice.”

In the wise words of Bob Marley, “Smoke the herb and it reveals yourself to you.” Do you think that is true?

In the words written in some texts, people believe that every plant, every animal, every living thing, somebody saw all of the uses for them and saw that it was “GOOD.”

What is your stance on this argument?
Please include supporting information and trustworthy sources. Thank you.

Best answer:

Answer by Boiled Angel
I believe it’s helpful, I believe it’s beneficial, I think it will solve problems, and I do not believe it destroys brain matter and the brain is capable of producing more brain cells.

I think the best way to legalize it is to market it and tax it. It will generate so much profit that it will pay for some of our debt. We will also save money from having to convict those who are charged with crimes involving it. Putting someone in prison is expensive!

I do believe Bob Marley’s words are true. From my experience with the stuff, I have found out many things about myself that I wouldn’t have realized otherwise.

I’m not saying Marijuana is the best thing in the world that will solve all of our problems, I just think it’s ridiculous that it’s illegal. It makes no sense. Well, it actually does make sense because there are a lot of greedy rich bastards out there who would fall if it became legal.

Answer by Mrs. Eric Cartman
Looks like someone is doing a paper, haha. Visit cracked.com and read the arguments for and against pot. Do a search.

As for my opinion, I’m 100% for it. Prescription drugs are dangerous; pot is not. I’ve known two truly sick people who benefitted greatly from it. Cops never get called in for a domestic violence situation when it’s weed. It’s all drunks. Most of the dangerous stuff is legal. You can get it from ABC liquor or the doctor. Weed is harmless. If drugs were legal, it would destroy the illegal drug trade. The govt spends millions fighting the drug trade, and drugs are easier for minors to get than beer. People are dying over WEED. Going to jail over weed. The prison systems want to keep it illegal because they want money. They want to house people. It turns normal citizens into criminals and gets them in the system. It’s greedy and it’s irrational.

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Question by ImCoNfUsEd: Is alchohol the only drug that is physically addictive?
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Best answer:

Answer by bamfgrl23
Why do you think they have methadone clinics??? Heroin is extremely physically addictive.

Answer by dantea_2007
I dont believe that because it is proven that narcotics like weed, cocaine, heroine..etc. are addictive and even cigarettes are addictive because your body is used to those extra endorphynes (dont think thats spelled right) but when it starts to deplete they want more therefore causing the person to seek more drugs….

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